Can It Break Resistance at $3.30?

XRP is one of the most talked-about cryptocurrencies in the market. For years, it was stuck in a long legal fight with the U.S. Securities and Exchange Commission (SEC). This case created a lot of doubt, with many investors unsure whether XRP had a future. Now that the lawsuit is over, XRP is back in the spotlight.

Now, https://cryptomarketnews.com.au/price/xrp/  is moving in a narrow range and facing a big challenge at the $3.30 mark. Investors are monitoring closely to see if it can break this level and move higher. The outcome will depend on a mix of things, which includes clearer rules from regulators, growing interest from big financial institutions, and how the overall crypto market performs. 

In this article, we’ll examine the signs that focus on XRP’s potential breakout, the hurdles it still faces, and what investors should watch as the next chapter in Ripple’s story unfolds.

Background: The Ripple-SEC Lawsuit

Back in December 2020, the U.S. Securities and Exchange Commission (SEC) filed a case against Ripple Labs, the company behind XRP. The SEC claimed that Ripple had raised more than $1.3 billion by selling XRP as an “unregistered security”. Simply, the SEC argues that Ripple treated XRP coin like shares of stock without following the rules.

This case dragged on for years, and it became one of the biggest legal battles in the history of crypto. Important moments included the release of the so-called “Hinman emails”, which showed earlier SEC officials providing mixed signals about how digital assets must be classified. Another important point was the court’s decision to separate the XRP’s sales. Institutional sales to big investors were considered securities; however, retail sales to the public on exchanges weren’t. This was a huge win for Ripple and XRP coin holders.

Finally, in August 2025, Ripple settled with the SEC. The company agreed to pay a $125 million fine and accepted some limits on institutional sales, but XRP itself was not banned. The case ended with Ripple gaining more clarity, setting an important precedent for how cryptocurrencies are judged in the U.S.

How the Lawsuit Strengthen XRP’s Narrative in the How Didet?

While the SEC lawsuit created years of uncertainty, it also ended up giving XRP a stronger story in the long run. Here’s why. 

First, the court’s ruling made it clear that XRP, when traded on public exchanges, is not a security. This was huge because it meant everyday investors could buy and sell XRP without fearing it would suddenly be removed from exchanges. The decision also gave the crypto market a kind of “roadmap” for how courts might treat other tokens in the future.

Secondly, the case brought the XRP community together. Supporters of Ripple, often called the “XRP Army”, became more vocal, filing affidavits and showing strong public support during the trial. This community backing helped keep XRP relevant, even when it was delisted from several U.S. exchanges for a time. 

Third, the lawsuit highlighted an important distinction: not all sales are the same. Institutional sales, where Ripple sold XRP directly to large investors, were judged differently from retail sales to the public. This nuance gave companies and regulators a clearer idea of how to separate legitimate token sales from securities offerings.

Finally, the end of this lawsuit built trust with institutions. Banks and financial firms had hesitated to work with Ripple because of the case. Now, when it has been resolved, they can explore partnerships without as much legal risk. This is already showing up in Ripple’s moves into stablecoins and tokenised finance, where big names like Franklin Templeton and DBS Bank are getting involved.

The lawsuit tested XRP, but it also gave it a stronger foundation and renewed credibility.

XRP Price Dynamics: Resistance, Support & Technical Indicators

With the lawsuit finally left behind, many investors expected XRP’s price to skyrocket. However, so far this hasn’t been that simple. Right now, the XRP coin is trading in a tight range, with one big barrier standing in the way: the $3.30 resistance level. Every time the price gets close to this mark, sellers step in, and the rally loses steam. Until XRP breaks through this wall, it’s hard for XRP to move into a new growth phase.

On the flip side, there are also strong support levels keeping XRP from falling too far. Analysts point to the $2.70–$2.80 range as an important area where buyers return to the market. If the XRP token drops below this zone, it could signal more downside pressure. But as long as support holds, XRP is considered stable in the short term.

Technical indicators give a mixed picture. For instance, XRP has struggled to stay above its 50-day moving average, which investors usually view as a sign of momentum. Trading volumes have also been uneven, showing that investor interest rises and falls quickly depending on news. Similarly, the Relative Strength Index (RSI) shows that XRP coin isn’t in overbought territory, meaning there’s still a chance for upward movement if demand increases.

XRP’s price chart is at a turning point. Breaking resistance at $3.30 could open the door to higher levels, but failure to sustain support might cause a setback. Before making their next significant move, traders are currently awaiting a clear signal.

Institutional Deals, Adoption & Use Cases

One of the biggest positives for XRP after the lawsuit is that banks and financial companies are now more open to partnering with Ripple. Financial companies can now explore partnerships with less risk, and this has already begun.

This month, DBS Group has teamed up with Franklin Templeton and Ripple to provide trading and lending services using tokenised money market funds and Ripple’s U.S. dollar stablecoin. These transactions are significant because they introduce XRP’s technology outside of the cryptocurrency market and into actual finance. When banks and big firms use Ripple’s network, it adds credibility and shows that blockchain can provide solutions to real problems, such as global payments and quicker settlements.

Another major use case is Ripple’s RLUSD stablecoin, which is designed to run on the XRP Ledger. Stablecoins are growing in demand because they combine the benefits of digital money with less price volatility. Through linking stablecoins and tokenised assets to its system, Ripple increases the utility of the XRP coin in the financial world.

Simply, partnerships like these mean XRP is no longer just a speculative coin. It’s part of a bigger plan to modernise payments and finance, with institutions finally willing to get on board.

Risk And Challenges

With risks and lawsuits settled and new collaborations forming, XRP still faces some challenges that investors should keep in mind.

The first is regulation. While Ripple got clarity in the U.S., rules for crypto are still being developed worldwide. Governments in Europe, Asia, and other regions may set new standards that could affect how XRP is used or traded. Any sudden changes in law can shake investor confidence.

The second risk factor is market competition. XRP is not the only crypto which is targeting payments and finance. Coins like Stellar and even newer blockchain networks are competing for the same space. If these alternatives attract more, XRP might lose a few of its advantages.

Another risk factor is market volatility. Just like most cryptocurrencies, XRP can fluctuate in price. News headlines, Bitcoin’s performance, or worldwide events often cause sudden rises and declines. This makes the XRP coin both exciting and risky for the investors. 

Lastly, technology adoption does take time. Although Ripple has partnered with big banks, turning those partnerships into large-scale ones is a slow process. If adoption doesn’t expand as rapidly as it was expected, it could limit the coin’s momentum.

In short, XRP has potential, but it’s not without hurdles. 

What’s Next for XRP?

With the lawsuit chapter mostly behind it, XRP is looking at a fresh start. The crypto community is now focused on what the future holds, and most of it largely depends on how Ripple expands its network.

One big opportunity XRP coin has is in international payments. Ripple’s objective has always been to make international transactions quicker and cheaper. If more banks and financial companies go for Ripple’s technology, demand for XRP could rise.

Another area is the tokenisation of assets. Ripple has indicated at using its platform for things like tokenised real estate or bonds. If Ripple succeeds, this will bring new use cases for XRP beyond just payments.

Nevertheless, the future also depends on the crypto market cycle. If Bitcoin and other big players of the market continue to rally, XRP could ride that wave. On the flip side, another downturn could slow progress.

Overall, the XRP coin stands at an interesting point. It has survived legal battles and kept strong partnerships. Now, its challenge is to turn this resilience into growth and real-world adoption.